Flexible Financing Options for Real Estate Investors

Real estate investing often requires fast, flexible financing—and not every situation calls for a conventional mortgage. That’s where non-traditional loans come in. Whether you’re funding a quick flip or bridging the gap between buying and selling, there are a variety of alternative financing options available to help real estate investors get deals done.

At Re Funding Source, we specialize in connecting investors with funding solutions that suit their strategy. Here’s a look at five types of non-traditional loans we can help you secure—and when you might want to consider them.

1. Mezzanine Financing: For High-Leverage Commercial Projects

Mezzanine financing is a hybrid of debt and equity often used in larger commercial real estate deals. It fills the gap between senior debt and equity, typically secured by ownership interest rather than the property itself.

Best for: Developers or investors involved in large-scale commercial projects who need to increase leverage without giving up full ownership.



Why it matters: Mezzanine loans offer higher returns for lenders but come with greater flexibility for borrowers. They’re often used in acquisitions, recapitalizations, or developments where capital stacks are more complex.

2. Hard Money Loans: Speed and Simplicity

Hard money loans are short-term, asset-based loans typically provided by private lenders. These loans are secured by the value of the property rather than the borrower’s credit profile.

Best for: Investors who need fast funding for time-sensitive deals or who might not qualify for traditional financing.

Why it matters: If you’re buying a distressed property, dealing with a tight closing window, or working on a project that traditional lenders would pass on, hard money can be a powerful tool. Approval is fast, underwriting is light, and funds can be in hand quickly.

3. Fix-and-Flip Loans: Fund the Entire Project

Fix-and-flip loans are tailored specifically for real estate investors who buy, renovate, and sell properties within a short time frame. These loans often cover both the purchase price and renovation costs.

Best for: Investors focused on short-term profits through property renovations and resales.

Why it matters: These loans are built for speed and efficiency. They allow you to secure funding for both the acquisition and the rehab, all in one place—so you can move quickly and stay competitive in hot markets.

4. Freddie Mac Flex Modification: For Investment Property Workouts

Though originally designed for homeowners, Freddie Mac Flex Modifications can also help real estate investors who own rental properties under certain conditions. These modifications are designed to adjust mortgage terms to make them more manageable, often through interest rate reductions or term extensions.



Best for: Investors facing hardship or cash flow challenges with rental properties who want to avoid foreclosure.

Why it matters: If you’re holding properties long-term and experience a downturn in income or tenant occupancy, modification options can provide breathing room without the consequences of default or forced sale.

5. Bridge Loans: Keep Deals Moving

Bridge loans are short-term loans that “bridge” the gap between one financing situation and another. They’re often used when purchasing a new property before selling an existing one or while waiting for longer-term financing to close.



Best for: Investors or developers who need quick cash to act on a deal while waiting for permanent financing or a property sale.

Why it matters: Bridge loans help avoid missed opportunities. In competitive markets, they let you move fast—especially when traditional financing timelines don’t line up with your deal’s urgency.

Finding the Right Fit with Re Funding Source

Not every real estate deal fits inside the traditional financing box—and that’s okay. At Re Funding Source, we help investors access the capital they need, when they need it. From fix-and-flip funding to commercial mezzanine loans, we connect you with lenders who understand your goals and can structure creative, effective solutions.



Looking for funding that works for your investment strategy? Contact Re Funding Source today and let’s talk about your next project.